Terms & Conditions

Last Updated: May 17, 2025

1. Overview

These Terms & Conditions (“Terms”) govern your use of the Makers Mindset School (hosted via Teachable), including all offerings under the Makers Mindset brand, such as the Makers Mindset Accelerator (the “Program”) and the Vault (digital downloads and resources). By accessing or enrolling in any part of the School, you agree to be bound by these Terms. If you do not agree with any of these Terms, do not access or use the School.

2. Makers Mindset Accelerator Terms & Conditions

Welcome to the Makers Mindset Accelerator (the “Program”), owned and operated by Makers Mindset, LLC (“Makers Mindset, LLC”, “Makers Mindset”, “Company”, “we,” “us,” “our”). By enrolling in the Program, you (“Participant,” “you,” or “your”) agree to be bound by the following Terms & Conditions. These Terms & Conditions hereby incorporate by reference those Terms and Conditions located at https://makersmindset.com/terms-and-conditions/.

1. Educational and Informational Purposes Only

The Program is provided for personal, non-commercial, entertainment purposes only and the Program does not constitute legal, financial, investment, medical, or other professional advice.

2. No Guarantees

We do not guarantee any specific results, business outcomes, revenue increases, or financial success. Results may vary significantly based on individual effort, market conditions, and countless other variables beyond our control. By participating in the Program, you acknowledge that you are solely responsible for your own success, decisions, and outcomes.

THE PROGRAM IS PROVIDED ON AN “AS IS, AS AVAILABLE” BASIS. TO THE FULLEST EXTENT PERMISSIBLE BY LAW, THE COMPANY DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE.

3. No Liability / Waiver of Claims

To the fullest extent permitted by law, you voluntarily and irrevocably waive any and all claims, existing now or in the future, against Makers Mindset, LLC, Nancy Twine (personally and professionally), affiliated partners, team members, instructors, speakers, contributors, Company’s affiliates, Company’s suppliers, Company’s contractors, Company’s licensees, Company’s service providers, Company’s contributors to the Program, and each of the foregoing’s officers, employees, directors, licensors, agents, representatives, successors and assigns, including, without limitation, claims for negligence and/or arising from your participation in the Program.

This waiver constitutes, but is not limited to, a waiver of the following claims:

Lost profits or opportunities
Business interruptions
Investment or operational decisions
Reputational harm
Use or misuse of content and tools provided in the Program

You assume all risk and responsibility for your actions.

4. Intellectual Property

All content within the Program—including but not limited to videos, downloads, templates, slide decks, text, and branding—is owned by Makers Mindset, LLC and/or its content partners and may not be copied, shared, distributed, sold, or repurposed without explicit written permission.

5. Payment Terms & 30-Day Money-Back Guarantee

Your purchase of the Program is backed by a 30-day money-back guarantee. If you are not satisfied with the Program, you may request a full refund within 30 days of your purchase date by emailing [email protected] with your refund request.

To qualify for a refund, you must:

Submit your request in writing within 30 days of your purchase;
Provide a brief explanation of why the Program did not meet your expectations;
Demonstrate that you gave the Program a reasonable effort by showing completion of at least four modules or engagement with available resources.

Company may decline to provide a refund in the event that Company determines, at its sole and exclusive discretion, you fail to meet any of the foregoing qualifications.

Refunds will not be granted beyond the 30-day window under any circumstances, including but not limited to: lack of participation, scheduling conflicts, changes in business direction, or dissatisfaction unrelated to Program content or delivery.

After the 30-day period, all payments are final and non-refundable. No exceptions will be made.

6. No Client or Fiduciary Relationship

Participation in the Program does not create a client, agency, fiduciary, or professional advisory relationship between you and Makers Mindset or Nancy Twine. You acknowledge and agree that Company is not acting as your attorney, accountant, or business advisor.

7. Confidentiality

While we encourage community and connection, we cannot guarantee the confidentiality of any information shared by participants. Please use discretion when sharing sensitive business details in group settings, live sessions, or digital forums. You acknowledge and agree that Company explicitly disclaims any all warranties relating to the confidentiality of your information.

8. Code of Conduct

You agree to engage respectfully with Program content, instructors, and fellow participants. Makers Mindset reserves the right to remove any participant or revoke any participant’s enrollment in the Program without refund at its sole and exclusive discretion, including, without limitation, for misconduct or violations of these Terms & Conditions.

9. Modification and Termination

We reserve the right to modify, update, or terminate any part of the Program or these Terms & Conditions at any time. Continued participation after updates constitutes acceptance of the revised Terms & Conditions.

10. Indemnification

You agree to defend, indemnify, and hold harmless Makers Mindset, LLC, Nancy Twine (personally and professionally), affiliated partners, team members, instructors, speakers, contributors, Company’s affiliates, Company’s suppliers, Company’s contractors, Company’s licensees, Company’s service providers, Company’s contributors to the Program, and each of the foregoing’s officers, employees, directors, licensors, agents, representatives, successors and assigns from and against any and all claims, losses, liabilities, damages, and costs, including legal fees, arising out of or in connection with the Program or these Terms & Conditions.

11. Dispute Resolution & Governing Law

If you have any concern or dispute about the Program, you agree to first try to resolve the dispute informally by contacting the Company directly. In the event that the parties cannot informally resolve such dispute, then, at Company's sole discretion, it may require you to submit any disputes arising from these Terms & Conditions or the Program, including disputes arising from or concerning their interpretation, violation, invalidity, non-performance, or termination, to final and binding arbitration under the Rules of Arbitration of the American Arbitration Association applying Florida law. These Terms & Conditions are governed by the laws of the state of Florida, in the United States of America, and are subject to all applicable federal, state and local laws and regulations. All issues and questions concerning the construction, validity, interpretation and enforceability of these Terms & Conditions shall be governed by, and construed in accordance with, the laws of Florida, without giving effect to the conflict of laws rules thereof. You hereby agree that any and all disputes regarding these Terms & Conditions will be subject to the courts located in Miami-Dade County, Florida. These Terms & Conditions operate to the fullest extent permissible under law.

12. Entire Agreement

These Terms & Conditions constitute the entire agreement between you and Makers Mindset, LLC relating to the subject matter herein and supersede any prior agreements, understandings, or representations, whether oral or written.

By enrolling in the Program, you acknowledge that you have read, understood, and agreed to these Terms & Conditions in full.

3. General Terms Applicable to the School and All Offerings

By using our Site, you agree to these Terms and Conditions. Please read them carefully.

1. Introduction

Any website user’s (“Customer”, “you”, “your” or “user”) use of this website, and the features at this site (collectively, the “Site”) are subject to these Terms and Conditions entered into between you and Makers Mindset, LLC (collectively, “Company”, “we”, “us” or “our”), together with any documents these Terms and Conditions expressly incorporate by reference (collectively, these “Terms”). These Terms govern your access and use of the Site, including any content, functionality and services offered on or through the Site; please read these Terms carefully before using this Site. By accessing and using the Site, you accept and agree that you are providing freely-given, specific, informed, and unambiguous consent to be bound by these Terms and our Privacy Policy located at https://makersmindset.com/privacy-policy/ and incorporated herein by reference. If you do not want to agree to these Terms or the Privacy Policy, you must not access or use the Site. You represent and warrant that you are of the age of majority in your jurisdiction and otherwise have the legal capacity to enter into this binding agreement.

From time to time, we may update the Site and these Terms in our sole discretion. All changes are effective immediately when we post them and apply to all access to and use of the Site thereafter. Your use of the Site after we post any changes to these Terms constitutes your freely-given, specific, informed, and unambiguous consent and agreement to those changes. You agree to review these Terms periodically to ensure that you are familiar with the most recent version.

2. Site Content

The Site and its entire content, features and functionality (including, but not limited to, certain graphics, photographs, images, screen shots, text, digitally downloadable files, trademarks, software, names, designs, displays, video and audio, logos, product and program names, slogans, and the compilation, design, selection and arrangement of the foregoing (“Site Content”) are the property of the Company, its licensors and other providers of such material and is protected in the U.S. and internationally under trademark, copyright, patent, trade secret or other intellectual property or proprietary laws.

You agree to not download, display or use any Site Content in connection with products or services that are not those of the Company, in any other manner that is likely to cause confusion among consumers, that dilutes the strength of the Company’s, its licensors’ or its other providers’ property, or that otherwise infringes the Company’s, its licensors’ or its other providers’ intellectual property rights. You further agree to in no other way misuse any Site Content or third-party content that appears on the Site.

If you print, copy, modify, download or otherwise use or provide any other person with access to any part of the Site in breach of these Terms, your right to use the Site will cease immediately and you must, at our option, return or destroy any copies of any materials you have made. No right, title or interest in or to the Site or any Site Content is transferred to you, and all rights not expressly granted are reserved by the Company. Any use of the Site not expressly permitted by these Terms is a breach of these Terms and may violate copyright, trademark and other laws.

If you are a trademark or copyright owner and you believe that your trademark or copyright rights have been violated, please contact us at [email protected].

Accessing the Site may require, without limitation, a stable internet connection and modern internet browser.

You may provide Company with suggestions, enhancement requests, recommendations, corrections, or other feedback (collectively, “Feedback”). You grant to Company and its affiliates a worldwide, perpetual, irrevocable, royalty-free license to use and incorporate into its Site the Feedback.

Company reserves the right, in its sole discretion, to update, modify, or remove the features, functionality, or other aspects of the Site at any time.

3. Account Registration

We reserve the right to withdraw or amend the Site, and any Site Content or other service or material we provide on the Site, in our sole discretion without notice. We will not be liable if, for any reason, all or any part of the Site is unavailable at any time or for any period. From time to time, we may restrict access to some parts of the Site, or the entire Site, to users, including registered users. You are responsible for making all arrangements necessary for you to have access to the Site and ensuring that all persons who access the Site through your internet connection are aware of these Terms and comply with them.

To access the Site or some of the resources it offers, you may be asked to provide certain registration details or other information in order to create your own account to use certain Site services. It is a condition of your use of the Site that all the information you provide on the Site is correct, current and complete. You agree that all information you provide to register with the Site or otherwise, including, but not limited to, through the use of any interactive features on the Site, is governed by our Privacy Policy, and you explicitly consent to all actions we take with respect to your information consistent with our Privacy Policy.

You are responsible for maintaining the confidentiality of your username, password or any other piece of information provided through use of or access to the Site and for restricting access to and disclosure of such information. You also acknowledge that your account is personal to you and agree to not provide any other person with access to the Site or portions of it using your username, password or other security information. You agree to accept responsibility for all activities that occur under your account, including, without limitation, unauthorized usage of your account. You agree to notify us immediately of any actual, threatened, or suspected unauthorized access to or use of your username, password, or account or any other breach of security.

4. Use of the Site

You may use the Site only for lawful purposes and in accordance with these Terms. You agree to not use the Site or any feature thereon: (a) for any purpose that is unlawful, tortious, intrusive on another’s privacy, harassing, exploiting, libelous, defamatory, obscene, or threatening; (b) to upload, post, reproduce, or distribute any content, information, software, or other material that infringes on the intellectual property rights or other rights of any third party; (c) for any commercial purpose not expressly approved by the Company in writing; (d) in any way that violates any applicable federal, state, local or international law or regulation (including, without limitation, any laws regarding the export of data or software to and from the US or other countries; (e) to send, knowingly receive, upload, download, use or re-use any material which does not comply with these Terms; (f) to engage in any other conduct that restricts or inhibits anyone's use or enjoyment of the Site, or which, as determined solely and exclusively by us, may harm the Company or users of the Site, or expose them to liability; (g) in any manner that could disable, overburden, damage, or impair the site or interfere with any other party's use of the Site, including their ability to engage in real time activities through the Site; (h) to introduce any viruses, trojan horses, worms, logic bombs or other material which is malicious or technologically harmful; (i) to attempt to gain unauthorized access to, interfere with, damage or disrupt any parts of the Site, the server on which the Site is stored, or any server, computer or database connected to the Site; (j) to attack the Site via a denial-of-service attack or a distributed denial-of-service attack; or (k) to otherwise attempt to interfere with the proper working of the Site.

We have the right to disable any user’s access to the Site, any account, username, password or other identifier, whether chosen by you or provided by us, at any time in our sole discretion for any or no reason, including if, in our opinion, you have violated any provision of these Terms.

We have the right to cooperate fully with any law enforcement authorities or court order requesting or directing us to disclose the identity or other information of anyone on the Site. YOU WAIVE AND HOLD HARMLESS THE COMPANY AND ITS AFFILIATES, LICENSEES, AND SERVICE PROVIDERS FROM ANY CLAIMS RESULTING FROM ANY ACTION TAKEN BY ANY OF THE FOREGOING PARTIES DURING, OR TAKEN AS A CONSEQUENCE OF, INVESTIGATIONS BY EITHER SUCH PARTIES OR LAW ENFORCEMENT AUTHORITIES.

5. Purchases and Payment

Additional terms and conditions may also apply to specific products, services, or features of the Site. All such additional terms and conditions are hereby incorporated by this reference into these Terms.

All prices on our Site are shown in U.S. dollars and, unless expressly stated, all applicable Taxes and other charges, if any, are additional. We reserve the right to adjust prices as we may determine in our sole discretion, at any time and without notice, including without limitation, as based on geographic or other criteria as we may establish from time to time.

Company retains the right to utilize third-parties in fulfilling any aspect of any transaction, including payment processing, confirming the transaction, providing the product, fulfilling an order, or performing any other aspect of the transaction. For example, upon submitting an order to us, you may receive an email from a third-party with an invitation to review their order.

You acknowledge that certain products may be subject to certain laws, regulations, or other binding rules that may limit the availability of certain products or your ability to purchase certain products. Company makes no representation that all listed products are available to be purchased by any customer.

All of our products are subject to availability, and we reserve the right to impose quantity limits on any transaction, to reject all or part of a transaction, and to discontinue offering certain products without prior notice. Company reserves the right to correct any errors, inaccuracies or omissions and to change or update information (including, without limitation, information related to text, pricing, availability and product descriptions) at any time without notice (including after you submitted your order and confirmation was received). The Company does not warrant that product descriptions or other content of any service or product is accurate, complete, reliable, current, or error-free.

You are not permitted to resell or otherwise use our products for commercial purposes.

By providing a credit card or other payment method that we accept, you represent and warrant that you are authorized to use the designated payment method and that you authorize us (or our third-party payment processor) to charge your payment method for the total amount of your purchase (including any applicable taxes and other charges) (each, a “Transaction”). If the payment method cannot be verified, is invalid or is otherwise not acceptable, your Transaction may be suspended or cancelled. You must resolve any payment method problems before we proceed with your Transaction.

The Company will collect applicable sales, use and other tax (collectively, "Tax") on goods and services for which we determine we have a duty to collect Tax. If a good or service is subject to Tax, you agree that the amount of Tax shown at checkout may be adjusted. Several factors may cause this, such as variances between processor programs and changes in applicable Tax rates.

You acknowledge and agree that all purchases through the Site are non-refundable except as otherwise set forth in any product or service specific terms.

6. User Contributions

The Site may contain message boards, chat rooms, personal web pages or profiles, forums, bulletin boards, comment sections, and other interactive features (collectively, "Interactive Services") that allow users to post, submit, publish, display, or transmit to other users or other persons (hereinafter, "post") content or materials (collectively, "User Contributions") on or through the Site.

All User Contributions must comply with the content standards set out in these Terms and Conditions. Any User Contribution you post to the site will be considered non-confidential and non-proprietary. By providing any User Contribution on the Site, you grant us; our affiliates and service providers; and each of their and our respective licensees, successors, and assigns the right to use, reproduce, modify, perform, display, distribute, and otherwise disclose to third parties any such User Contributions for any purpose permitted by applicable law and contract.

You represent and warrant that:

You own or control all rights in and to the User Contributions and have the right to grant the license detailed above.
All of your User Contributions do and will comply with these Terms and Conditions.
You understand and acknowledge that you are responsible for any User Contributions you submit or contribute, and you, not the Company, have full responsibility for such content, including its legality, reliability, accuracy, and appropriateness.
We are not responsible or liable to any third party for the content or accuracy of any User Contributions posted by you or any other user of the Site.

7. Content Standards

These content standards apply to any and all User Contributions and use of Interactive Services. User Contributions must in their entirety comply with all applicable federal, state, local, and international laws and regulations. Without limiting the foregoing, User Contributions must not:

Contain any material that is defamatory, obscene, indecent, abusive, offensive, harassing, violent, hateful, inflammatory, or otherwise objectionable.
Promote sexually explicit or pornographic material, violence, or discrimination based on race, sex, religion, nationality, disability, sexual orientation, or age.
Infringe any patent, trademark, trade secret, copyright, or other intellectual property or other rights of any other person.
Violate the legal rights (including the rights of publicity and privacy) of others or contain any material that could give rise to any civil or criminal liability under applicable laws or regulations or that otherwise may be in conflict with these Terms and Conditions and our Privacy Policy.
Be likely to deceive any person.
Promote any illegal activity, or advocate, promote, or assist any unlawful act.
Cause annoyance, inconvenience, or needless anxiety or be likely to upset, embarrass, alarm, or annoy any other person.
Impersonate any person, or misrepresent your identity or affiliation with any person or organization.
Involve commercial activities or sales, such as contests, sweepstakes, and other sales promotions, barter, or advertising.
Give the impression that such User Contributions emanate from or are endorsed by us or any other person or entity, if this is not the case.

We cannot review all material before it is posted on the Site, and cannot ensure prompt removal of objectionable material after it has been posted. Accordingly, we assume no liability for any action or inaction regarding transmissions, communications, User Contributions, or any other content provided by any user or third party. We have no liability or responsibility to anyone for performance or nonperformance of the activities described in this section.

8. Reliance on Information Posted

The information presented on or through the Site is made available solely for general information purposes. We do not warrant the accuracy, completeness, or usefulness of this information, including the User Contributions. Any reliance you place on such information is strictly at your own risk. We disclaim all liability and responsibility arising from any reliance placed on such materials by you or any other visitor to the Site, or by anyone who may be informed of any of its contents.

This Site may include content provided by third parties, including materials provided by other users, bloggers, and third-party licensors, syndicators, aggregators, and/or reporting services. All statements and/or opinions expressed in these materials, and all articles and responses to questions and other content, other than the content provided by the Company, are solely the opinions and the responsibility of the person or entity providing those materials. These materials do not necessarily reflect the opinion of the Company. We are not responsible, or liable to you or any third party, for the content or accuracy of any materials provided by any third parties.

The Site and all content therein is for your personal, non-commercial use only and for entertainment purposes only. You acknowledge and agree that neither the Site nor any content therein constitutes legal, financial, medical, or other professional advice. You acknowledge and agree that the relationship between you and the Company is not a client, advisory, or fiduciary relationship. We do not guarantee any specific results or outcomes from using the Site and/or Site Content.

9. Intellectual Property

All rights not expressly given under these Terms, including, without limitation, any intellectual property rights, shall be retained by Company. You acknowledge and agree that all content on this Site—including but not limited to text, graphics, logos, videos, audio, downloads, tools, and materials—is the property of Company or its licensors, and is protected by intellectual property laws. These Terms and Conditions permit you to use the Site for your personal, non-commercial use only. You must not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our Site, except as follows:

Your computer may temporarily store copies of such materials in RAM incidental to your accessing and viewing those materials.
You may store files that are automatically cached by your Web browser for display enhancement purposes.
You may print or download one copy of a reasonable number of pages of the Site for your own personal, non-commercial use and not for further reproduction, publication, or distribution.
If we provide desktop, mobile, or other applications for download, you may download a single copy to your computer or mobile device solely for your own personal, non-commercial use, provided you agree to be bound by our end user license agreement for such applications.
If we provide social media features with certain content, you may take such actions as are enabled by such features.

You must not:

Modify copies of any materials from this site.
Delete or alter any copyright, trademark, or other proprietary rights notices from copies of materials from this site.
Access or use for any commercial purposes any part of the Site or any services or materials available through the Site.

If you wish to make any use of material on the Site other than that set out in this section, please address your request to: [email protected].

10. Monitoring and Enforcement

We have the right to:

Remove or refuse to post any User Contributions for any or no reason in our sole discretion.
Take any action with respect to any User Contribution that we deem necessary or appropriate in our sole and exclusive discretion, including if we believe that such User Contribution violates the Terms and Conditions, including any content standards, infringes any intellectual property right or other right of any person or entity, threatens the personal safety of users of the Site or the public, or could create liability for the Company.
Disclose your identity or other information about you to any third party who claims that material posted by you violates their rights, including their intellectual property rights or their right to privacy.
Take appropriate legal action, including without limitation, referral to law enforcement, for any illegal or unauthorized use of the Site.
Terminate or suspend your access to all or part of the Site for any or no reason, including without limitation, any violation of these Terms and Conditions.

11. Indemnification

You agree to indemnify, defend and hold the Company, its affiliates, parents, subsidiaries, suppliers, contractors, licensees and service providers and each of its and their officers, employees, directors, licensors, agents, representatives, successors and assigns harmless from any claims, damages, liabilities, losses, judgments, awards, costs and expenses, including reasonable attorneys’ fees and costs, arising out of or relating to your violation of these Terms, your use of the Site, including any use of the Site content and User Contributions, services and products other than as expressly authorized in these Terms, or your use of any information obtained from the Site.

12. Your Representations and Warranties

You represent and warrant that (a) you will comply with all applicable laws in connection with your use of the Site; (b) all information that you provide to Company is and will remain true, accurate, complete, and not misleading; (c) you have all necessary rights, licenses, consents, and permissions to share the information that you provide to Company in connection with your use of the Site, and such sharing does not and will not violate any applicable laws or infringe upon any third-party rights, including intellectual property rights, privacy rights, or contractual obligations; (d) you shall comply with all applicable laws and regulations relating to export control, trade sanctions, and embargoes imposed by any relevant governmental authority (collectively, “Sanctions Laws”); (e) you are not listed on any applicable sanctions or restricted party list (including but not limited to the U.S. Treasury Department’s Specially Designated Nationals List, the U.S. Department of Commerce Denied Persons List, or equivalent lists of the EU, UK, or UN); and (f) you shall not cause Company to be in violation of any Sanctions Laws.

13. Disclaimer of Warranties

The Company does not endorse, verify, evaluate or guarantee any information provided by users, including User Contributions. You shall not create or distribute information, including but not limited to advertisements, press releases or other marketing materials, or include links to any sites which contain or suggest an endorsement by the Company without the prior review and written approval of the Company.

THE SITE IS PROVIDED ON AN “AS IS, AS AVAILABLE” BASIS. TO THE FULLEST EXTENT PERMISSIBLE BY LAW, THE COMPANY DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. THE COMPANY DOES NOT WARRANT THAT ANY SERVICES, INFORMATION, CONTENT, MATERIALS, PRODUCTS (INCLUDING SOFTWARE) OR OTHER SERVICES INCLUDED ON OR OTHERWISE MADE AVAILABLE TO YOU THROUGH THE COMPANY OR THE SITE, THE COMPANY’S SERVERS OR ELECTRONIC COMMUNICATIONS SENT FROM THE COMPANY ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. THE COMPANY WILL NOT BE LIABLE FOR ANY LOSS OR DAMAGE CAUSED BY A DISTRIBUTED DENIAL-OF-SERVICE ATTACK, VIRUSES OR OTHER TECHNOLOGICALLY HARMFUL MATERIAL THAT MAY INFECT YOUR COMPUTER EQUIPMENT, COMPUTER PROGRAMS, DATA OR OTHER PROPRIETARY MATERIAL DUE TO YOUR USE OF THE SITE OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE SITE OR DUE TO YOUR DOWNLOADING OF ANY MATERIAL POSTED ON IT, OR ON ANY WEBSITE LINKED TO IT.

YOUR USE OF THE SITE, ITS CONTENT AND ANY SERVICES OR ITEMS OBTAINED THROUGH THE SITE IS AT YOUR OWN RISK. THE SITE, ITS CONTENT AND ANY SERVICES OR ITEMS OBTAINED THROUGH THE SITE ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. NEITHER THE COMPANY NOR ANY PERSON ASSOCIATED WITH THE COMPANY MAKES ANY WARRANTY OR REPRESENTATION WITH RESPECT TO THE COMPLETENESS, SECURITY, RELIABILITY, QUALITY, ACCURACY OR AVAILABILITY OF THE SITE. WITHOUT LIMITING THE FOREGOING, NEITHER THE COMPANY NOR ANYONE ASSOCIATED WITH THE COMPANY REPRESENTS OR WARRANTS THAT THE SITE, ITS CONTENT OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE SITE WILL BE ACCURATE, RELIABLE, ERROR-FREE OR UNINTERRUPTED, THAT DEFECTS WILL BE CORRECTED, THAT OUR SITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS OR THAT THE SITE OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE SITE WILL OTHERWISE MEET YOUR NEEDS OR EXPECTATIONS.

SOME JURISDICTIONS MAY NOT ALLOW THE EXCLUSION OF CERTAIN TYPES OF WARRANTIES OR LIMITATIONS ON APPLICABLE STATUTORY RIGHTS OF A CONSUMER, SO SOME OR ALL OF THE ABOVE EXCLUSIONS AND LIMITATIONS MAY NOT APPLY TO YOU. IN SUCH A CASE, THE EXCLUSIONS AND LIMITATIONS SET FORTH IN THIS SECTION SHALL BE APPLIED TO THE GREATEST EXTENT ENFORCEABLE UNDER APPLICABLE LAW.

14. Limitations on Liability

TO THE FULL EXTENT PERMISSIBLE BY LAW, THE COMPANY, ITS AFFILIATES, PARENTS, SUBSIDIARIES, SUPPLIERS, CONTRACTORS, LICENSEES, SERVICE PROVIDERS, AND COMPANY’S CONTRIBUTORS TO THE SITE AND/OR SITE CONTENT, AND EACH OF ITS AND THEIR OFFICERS, EMPLOYEES, DIRECTORS, LICENSORS, AGENTS, REPRESENTATIVES, SUCCESSORS AND ASSIGNS, WILL NOT BE LIABLE FOR ANY DAMAGES OF ANY KIND ARISING FROM THE SITE, USE OF THE SITE OR ANY COMPANY SERVICE, OR FROM ANY INFORMATION, CONTENT, MATERIALS, PRODUCTS (INCLUDING SOFTWARE) OR OTHER SERVICES INCLUDED ON OR OTHERWISE MADE AVAILABLE TO YOU THROUGH ANY SERVICE OR THE SITE. UNDER NO CIRCUMSTANCES, INCLUDING NEGLIGENCE, SHALL THE COMPANY, ITS AFFILIATES OR THEIR LICENSORS, SERVICE PROVIDERS, EMPLOYEES, AGENTS, OFFICERS OR DIRECTORS BE LIABLE FOR ANY DAMAGES OF ANY KIND, INCLUDING, BUT NOT LIMITED TO, DIRECT, INDIRECT, INCIDENTAL, SPECIAL, PUNITIVE, OR CONSEQUENTIAL DAMAGES, PERSONAL INJURY, PAIN AND SUFFERING, EMOTIONAL DISTRESS, LOSS OF REVENUE, LOSS OF PROFITS, LOSS OF BUSINESS OR ANTICIPATED SAVINGS, LOSS OF USE, LOSS OF GOODWILL, LOSS OF DATA, AND WHETHER CAUSED BY TORT (INCLUDING NEGLIGENCE), BREACH OF CONTRACT OR OTHERWISE, EVEN IF FORESEEABLE, THAT RESULT FROM THE USE OF OR INABILITY TO USE THE SITE, NOR SHALL THE COMPANY BE RESPONSIBLE FOR ANY DAMAGES WHATSOEVER THAT RESULT FROM MISTAKES, OMISSIONS, INTERRUPTIONS, DELETION OF FILES, ERRORS, DEFECTS, DELAYS IN OPERATION OR TRANSMISSION, OR ANY FAILURE OF PERFORMANCE WHETHER OR NOT CAUSED BY EVENTS BEYOND THE COMPANY’S REASONABLE CONTROL, INCLUDING BUT NOT LIMITED TO ACTS OF GOD, COMMUNICATIONS LINE FAILURE, THEFT, DESTRUCTION, OR UNAUTHORIZED ACCESS TO THE SITE'S RECORDS, PROGRAMS, OR SERVICES. UNDER NO CIRCUMSTANCES, INCLUDING BUT NOT LIMITED TO A NEGLIGENT ACT, WILL THE COMPANY OR ITS AFFILIATES, LICENSORS, SERVICE PROVIDERS OR AGENTS BE LIABLE FOR ANY DAMAGE OF ANY KIND THAT RESULTS FROM THE USE OF, OR THE INABILITY TO USE, THE SITE, EVEN IF THE COMPANY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

SOME JURISDICTIONS DO NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES; AS A RESULT, THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU. IN SUCH CASES, COMPANY’S LIABILITY WILL BE LIMITED TO THE GREATEST EXTENT PERMITTED BY LAW.

15. Third Party Websites

The Site may hyperlink to sites not maintained by or related to the Company. Hyperlinks are provided as a service to users and are not sponsored by or affiliated with the Site or the Company, and the Company makes no representations or warranties about the content, completeness, or accuracy of those third party sites. Information you submit at a third party site accessible from the Site is subject to the terms of that site’s policies, and the Company has no control over how your information is collected, used, or otherwise handled. We are not responsible, or liable to you or any third party, for the content or accuracy of any materials provided by any third parties.

16. Our Communications to You

The Company may send electronic mail or otherwise contact you for the purpose of advising you about our products or services, including changes or additions to our products or services, or for such other purpose(s) as the Company deems appropriate. Upon the receipt of these communications, you will have the option to opt-out or unsubscribe from future electronic mail notifications. You agree that any notices, agreements, disclosures or other communications that we send to you electronically will satisfy any legal communication requirements, including, but not limited to, that such communications be in writing.

17. Disputes Resolution; Arbitration

If you have any concern or dispute about the Site, you agree to first try to resolve the dispute informally by contacting the Company directly. In the event that the parties cannot informally resolve such dispute, then, at Company's sole discretion, it may require you to submit any disputes arising from these Terms or use of the Site, including disputes arising from or concerning their interpretation, violation, invalidity, non-performance, or termination, to final and binding arbitration under the Rules of Arbitration of the American Arbitration Association applying Florida law.

18. Miscellaneous

No waiver by the Company of any term or condition set forth in these Terms shall be deemed a further or continuing waiver of such term or condition or a waiver of any other term or condition, and any failure of the Company to assert a right or provision under these Terms shall not constitute a waiver of such right or provision. If any provision of these Terms shall be unlawful, void or for any reason unenforceable, then that provision shall be deemed severable from these Terms and Conditions and shall not affect the validity and enforceability of any remaining provisions. These Terms constitute a binding agreement between you and the Company and is accepted by you upon your use of the Site. These Terms and the agreements incorporated by reference, including, without limitation, our Privacy Policy, constitute the entire agreement between you and the Company regarding the use of the Site.

Nothing hereunder shall be construed to give either you or Company the power to act as an agent of the other.

In the event that these Terms and Conditions have been translated, such translation is only made for purposes of convenience, and that the original English text shall prevail in the case of a dispute.

These Terms are governed by the laws of the state of Florida, in the United States of America, and are subject to all applicable federal, state and local laws and regulations. All issues and questions concerning the construction, validity, interpretation and enforceability of these Terms shall be governed by, and construed in accordance with, the laws of Florida, without giving effect to the conflict of laws rules thereof. By using the Site, you hereby agree that any and all disputes regarding these Terms will be subject to the courts located in Miami-Dade County, Florida. These Terms operate to the fullest extent permissible by law.

EACH PARTY HEREBY WAIVES ITS RIGHT TO A JURY TRIAL FOR ALL CLAIMS, INCLUDING COUNTERCLAIMS AND TORT CLAIMS, WHICH RELATE TO THE SUBJECT MATTER HEREIN.

YOU AGREE THAT, TO THE EXTENT PERMITTED BY APPLICABLE LAW, ANY AND ALL DISPUTES, CLAIMS AND CAUSES OF ACTION ARISING OUT OF OR CONNECTED WITH THE SITE, THESE TERMS, AND/OR THE SUBMISSION OF AND/OR OUR USE OR DISTRIBUTION OF CONTENT, WILL BE RESOLVED INDIVIDUALLY, WITHOUT RESORT TO ANY FORM OF CLASS ACTION. ANY CAUSE OF ACTION OR CLAIM YOU MAY HAVE ARISING OUT OF OR RELATING TO THESE TERMS AND CONDITIONS OR THE SITE MUST BE COMMENCED WITHIN ONE (1) YEAR AFTER THE CAUSE OF ACTION ACCRUES; OTHERWISE, SUCH CAUSE OF ACTION OR CLAIM IS PERMANENTLY BARRED.

All other feedback, comments, requests for technical support and other communications relating to the Site should be directed to: [email protected].